SMD comparison — surge years vs 2026

2026 shown against confirmed surge years 2018 and 2022, plus 2024 (no surge) and 2025 (confirmed surge). Dashed lines mark the 218mm and 320mm risk markers.

 
 
Soil moisture deficit — current position

Square 161 (SE England / Greater London area). Deciduous tree SMD* is the primary tracking metric for shrinkable clay subsidence risk.

 
Deciduous SMD vs trigger thresholds
 
 
 
218mm 320mm
 

* Soil moisture deficit (SMD) is a measure of how dry the soil is relative to its maximum water-holding capacity. A high SMD means the ground has lost significant moisture. In areas underlain by shrinkable clay, high SMD causes the clay to contract and crack — the principal mechanism behind subsidence damage to buildings and infrastructure.

† The 218mm and 320mm risk markers are Geobear-defined thresholds derived from analysis of historic subsidence case report data and previous surge years. They are not official Met Office or industry-standard figures. The 218mm level represents the SMD at which Geobear's historic data shows a material increase in subsidence activity on shrinkable clay soils; the 320mm level is associated with extreme and sustained surge conditions.

MORECS data — latest four weeks

Most recent four weeks of Square 161 data. Week-on-week SMD change shows the direction of travel.

Week ending Sun (hrs) Rain (mm) SMD grass SMD deciduous Wk change
 
Did you know?
Why deciduous trees — not grass — are the key indicator

Soil moisture is lost through evapotranspiration — the combined process of water evaporating from the soil surface and transpiring through plant leaves. In summer, this is the primary mechanism driving soil drying. Large deciduous trees such as oak, willow, poplar and elm extract water from deep within shrinkable clay layers via extensive root systems, even when the surface appears dry. Their evapotranspiration rates are substantially higher than grass, which is why deciduous SMD diverges from grass SMD as the season progresses — and why heatwaves, which dramatically accelerate transpiration rates, cause such rapid SMD jumps.

This is why this dashboard tracks deciduous tree SMD rather than grass SMD. It better reflects the deep moisture extraction in clay soils that causes shrinkage and ground movement beneath buildings. MORECS deciduous SMD is modelled using canopy resistance and available water capacity parameters calibrated specifically for tree-covered soils, based on the Hough & Jones (1997) methodology.

⚠ Six weeks at model ceiling — first meaningful rain, but surge holds

Sources: MORECS Square 161 week ending 1 Sep 2026; Met Office September 2026 outlook; NOAA CPC ENSO Diagnostic Discussion 13 Aug 2026; IRI mid-August ENSO Quick Look.

SMD deciduous has remained at 332.4mm — the MORECS model ceiling — for six consecutive weeks (28 July to 1 September). The week ending 1 September brought 14.1mm of rain to Square 161 — the most in any single week since late June — but deciduous SMD has not yet moved. This mirrors the 2025 analogue precisely: in September 2025, early-month rain caused SMDs to partially ease in the first half before rising again when drier weather returned later in the month.

The September outlook confirms the pattern likely to continue. September is unlikely to settle into one dominant weather pattern, with Atlantic systems expected to keep parts of the UK wet while drier spells develop elsewhere. Northern and western areas are likely to see more frequent rain, while the south and east should have better opportunities for dry weather. The Met Office identifies the south and east — the clay belt — as likely to see the driest and sunniest weather in September. A warmer, relatively dry start to September, with drought conditions easing slowly and increasingly unsettled, wetter and windier spells from late October into November.
Meanwhile, the ENSO situation has escalated dramatically. NOAA CPC (13 Aug 2026): El Niño is strengthening, with a greater than 90% chance of a very strong event during NH fall and winter 2026–27 — upgraded from 81% in July. The IRI mid-August assessment describes OND 2026 as truly off the charts: 15 forecast models show Niño 3.4 reaching or exceeding +3.0°C, well beyond the highest defined intensity category. The NOAA median OND 2026 forecast places Niño 3.4 at +2.66°C, with a 69% chance of exceeding every El Niño on record since 1950.
Speculative outlook
How long might the 2026 surge last?

The following is an interpretive assessment based on historical MORECS patterns and current climate signals. It is speculative and should not be treated as a forecast.

SMD will remain at or near the model ceiling until sustained and repeated rainfall events drive meaningful recharge into the deep clay root zone. This is not triggered by a single shower — it requires the kind of persistent Atlantic low-pressure systems that typically establish themselves from late September onwards as the jet stream shifts southward for autumn. Based on the two most recent confirmed surge years, that process looks like this:

Year 320mm crossed Recharge began Weeks above 320mm Peak claims activity
2018 Wk 29 (mid-Jul) Late Oct (wk 43) ~14 weeks Aug–Oct 2018
2022 Wk 26 (late Jun) Early Oct (wk 40) ~14 weeks Jul–Oct 2022
2025 Wk 30 (late Jul) Mid-Oct (wk 42) ~12 weeks Aug–Oct 2025
2026 (projected) Wk 28 (mid-Jul) Late Sep–Oct (wk 39–43)? ~11–15 weeks (speculative) Aug–Oct–Nov 2026?

Applying the same pattern to 2026: SMD crossed 320mm in week 28. If recharge follows the same late-September to mid-October timeline as 2022 and 2025, the surge would remain active for approximately 11–15 weeks — meaning SMD would remain above 320mm until around late September or mid-October 2026.

There is one factor that could extend this: a very strong El Niño. During strong El Niño winters, the UK tends to see wetter and stormier conditions — but this typically becomes the dominant pattern from November onwards, not September or October. The autumn transition period (September–October) tends to be less reliably wet in El Niño years than mid-winter. This means the surge may not benefit from early El Niño-driven autumn rainfall; the recharge signal is more likely to come from the return of normal Atlantic westerly flow in late September.

Speculative summary: Based on historical patterns, the 2026 surge is most likely to remain active — with SMD at or near the model ceiling and subsidence claims elevated — through August, September and into October 2026. The peak window for claims activity aligns with August–October, consistent with 2022 and 2025. Meaningful recharge is unlikely before late September, and sustained recharge probably not until October or November. This assessment would change materially if a significant Atlantic low-pressure system delivered 30mm+ of rainfall across multiple days in a short window — something that cannot be ruled out but is not currently signalled.
Annual surge comparison
Year Profile First above 218mm First above 320mm Peak SMD Notes
ENSO / El Niño and NAO — forward watch

Sources: NOAA CPC El Niño Advisory, ENSO Recent Evolution and Status (10 Aug 2026), full ENSO Diagnostic Discussion due 13 Aug 2026.

 
El Niño Advisory — NOAA 13 Aug 2026: >90% chance very strong fall/winter 2026–27. IRI: truly off the charts.
NOAA CPC update (10 Aug 2026 — next full discussion 13 Aug 2026): El Niño Advisory maintained. El Niño is present and will strengthen through the end of the year, with a 97% chance it will persist through early spring 2027. The 10 August NOAA rolling status update confirms: weekly Niño 3.4 index at +1.8°C; Niño 3 at +2.4°C; Niño 1+2 (eastern Pacific) at a remarkable +3.3°C above average. The three-month RONI (May–Jul 2026) stands at +1.0°C — firmly in El Niño territory. There is an 81% chance of a very strong El Niño during October–December 2026, which would rank among the largest events in the historical record back to 1950. NOAA’s CFSv2 ensemble mean favours El Niño to continue through Northern Hemisphere winter 2026–27. Notably, this event is developing on top of a ~1.3°C global warming baseline, amplifying its interaction with land temperatures and moisture. For the UK, El Niño winters tend to be wetter and stormier — but typically not until November–January, meaning the September–October autumn recharge window depends on normal Atlantic westerly flow returning rather than El Niño-driven rainfall.
North Atlantic Oscillation (NAO): A fifth UK heatwave began on 2 August, with temperatures reaching 35°C in South East England and London on 3 August. Heat is forecast to ease from around 9 August as Atlantic systems briefly return, but high pressure is expected to rebuild mid-August. July 2026 was the driest and sunniest July on record for England and Wales — Southern England saw just 1.9mm of rain for the entire month, making it the driest month ever recorded for that region. The pattern throughout summer 2026 has been consistent: brief Atlantic intrusions of 3–5 days followed by rapid reassertion of high pressure. Each Atlantic intrusion has provided negligible recharge relative to the scale of the soil moisture deficit.
UK relevance: El Niño is a global context signal, not a direct UK trigger. However, a strengthening El Niño developing alongside the most exceptional UK summer on record — with three heatwaves, record spring and June temperatures, and now the 320mm extreme-risk marker within reach — represents the most significant convergence of subsidence risk signals since 2022.
North Atlantic Oscillation (NAO): Mid-August Atlantic intrusions brought rain widely across the UK, particularly Scotland, Wales and north-west England. However, SE England — where Square 161 sits — received just 1.0mm and 2.7mm in the two MORECS weeks respectively. England recorded just 43% of August’s long-term average rainfall for the whole month, with southern England receiving far less. The summer blocking pattern that drove six heatwaves has eased, but the deficit is of such a scale that individual Atlantic intrusions make no meaningful impact on root-zone soil moisture. September begins unsettled but high pressure may reassert mid-month.
Layer Current status
ENSO / El Niño Global context signal 10 Aug: Niño 3.4 +1.8°C, Niño 1+2 +3.3°C. 81% chance very strong OND 2026.
North Atlantic Oscillation Jet stream / blocking driver Sept: N-W/SE split. South and east drier. Late heatwave possible. Recharge slow to arrive.
UK pressure pattern Regional driver SON 2026 outlook: above-average temps. Dry start to Sept in south/east. Wetter from Oct/Nov.
MORECS SMD Ground condition evidence 332.4mm — wk 6 at ceiling (28 Jul–1 Sep). 14.1mm rain wk to 1 Sep, SMD unchanged. Surge sustained.
Case reports Impact validation 2022 rose from 18 Jul. 2025 from 11 Aug. 2026 active monitoring.
London 10-day forecast — subsidence drying lens

London used as a proxy for clay-rich South East England.

Loading live forecast…
 
Speculative weather signal watch

A surge-risk hypothesis strengthens only when multiple signals align and MORECS confirms ground drying.

 
Current assessment: 2026 is a confirmed surge year, now six weeks at the MORECS model ceiling. The first meaningful rain in months (14.1mm, wk to 1 Sep) has not yet initiated recharge. September is forecast to bring a north-west/south-east split, with the clay belt remaining drier than the national picture suggests. NOAA (13 Aug): >90% very strong El Niño this autumn/winter. IRI: OND 2026 truly off the charts. Based on 2022 and 2025 analogues, the surge is expected to remain active through September and into October 2026. Meaningful recharge most likely from late September to mid-October.

Learn more: What is subsidence?

Last updated:  ·  MORECS week ending:

Sources: MORECS Square 161 weekly data (Met Office Hadley Centre), Met Office UK weather summaries and ENSO commentary, NOAA Climate Prediction Center, WMO El Niño/La Niña Update (2 Jun 2026), Geobear internal subsidence case report trends.

This dashboard is an operational early-warning framework, not a property-level diagnosis. It should not be used as a basis for insurance or engineering decisions without professional assessment.

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