HERE’S WHAT YOU NEED TO KNOW

Selling a house with subsidence?

Discovering subsidence when you want to sell your home can be disheartening, but you have options. Being open and proactive is always the best approach.

Discovering subsidence when you want to sell your home can be disheartening, but you have options.

Being open and proactive is always the best approach.

 

Here’s what you need to know

Selling a house with subsidence?

Discovering subsidence when you want to sell your home can be disheartening, but you have options. Being open and proactive is always the best approach.

Do I have to declare subsidence when selling?

Yes. The law requires you to declare any past or present issues with subsidence on the TA6 Property Information Form.

The TA6 form is a standard document used in property transactions, and failing to disclose known issues, like if a seller did not declare subsidence, can lead to legal action later. Honesty builds trust and keeps the process smooth.

Lower view of a residential for sale sign which reads "under offer"

 

Geobear tech drilling on the side of a brick wall an injection point through a home's exterior foundation

Your options for selling a house with subsidence

Sell as-is

You can sell your property with existing, unstabilised subsidence. This will likely mean a lower selling price and will appeal mostly to cash buyers, as getting a subsidence mortgage on an untreated property is difficult.

Repair before selling

Fixing the issue before you go to market is the most common choice. A fully repaired and stabilised home will command its full market value and appeal to a much wider range of buyers who require a mortgage.

What about selling an underpinned house?

If your home has been treated for subsidence in the past—whether with traditional underpinning or modern structural movement solutions — this is a positive selling point. As long as you have the right paperwork, like a Certificate of Structural Adequacy , it shows the problem has been professionally handled.

What about selling an underpinned house?

If your home has been treated for subsidence in the past—whether with traditional underpinning or modern  structural movement solutions — this is a positive selling point. As long as you have the right paperwork, like a Certificate of Structural Adequacy, it shows the problem has been professionally handled.
 

A SMART INVESTMENT IS POSSIBLE

Buying a house with subsidence?

Found your dream home, but a survey has revealed structural movement? Don't panic. Buying a house with subsidence can be a sound investment, especially if you know what to look for.

A view of a sold sign in the foreground with a row of residential homes out of focus in the background.

Should I buy a house with structural movement?

Whether it's minor subsidence or a more significant issue, the key is knowing it has been properly fixed. A RICS house survey is your first essential step. If a surveyor flags movement, you need to understand the cause and the solution.

The big question for most is, "can you get a mortgage on a house with subsidence?" The answer is often yes, provided the issue has been professionally resolved and you have the documentation to prove it. Lenders want to see that their investment is safe. Buying an underpinned house with a guarantee and a Certificate of Structural Adequacy gives them that confidence.

Buying a house with subsidence?

Found your dream home, but a survey has revealed structural movement? Don't panic. Buying a house with subsidence can be a sound investment, especially if you know what to look for.

 

A smart investment is possible

Buying a house with subsidence?

Found your dream home, but a survey has revealed structural movement? Don't panic. Buying a house with subsidence can be a sound investment, especially if you know what to look for.

Should I buy a house with structural movement?

Whether it's minor subsidence or a more significant issue, the key is knowing it has been properly fixed. A RICS house survey is your first essential step. If a surveyor flags movement, you need to understand the cause and the solution.

The big question for most is, "can you get a mortgage on a house with subsidence?" The answer is often yes, provided the issue has been professionally resolved and you have the documentation to prove it. Lenders want to see that their investment is safe. Buying an underpinned house with a guarantee and a Certificate of Structural Adequacy gives them that confidence.

A view of a sold sign in the foreground with a row of residential homes out of focus in the background.

 

What if there's underpinning with no paperwork?

This is a red flag. Without the correct documentation, you will find it extremely difficult to get a subsidence mortgage. You should insist the seller provides the necessary certificates before you proceed.

The Geobear solution: a faster, cleaner, simpler way forward.

Whether you are buying or selling, you need a solution that is fast, effective, and minimally disruptive. Traditional underpinning involves major excavation, mess, and stress, taking weeks or even months.

The Geobear solution is different. We invented this technology over 40 years ago. Our proven geopolymer injection method improves the ground and can even re-level your property, often in a single day.

There’s no need to move out, and no disruptive excavation work. We get your life back to normal, fast.

REPLACE

 

Frequently asked questions about buying or selling a home with subsidence

Not exactly. Subsidence is a specific type of structural movement where the ground beneath a building sinks downwards. Other types of movement include heave (ground swelling upwards) and settlement (natural compaction of the ground after construction).

A professional survey will identify the specific issue.

You must always declare subsidence history when you sell a property, no matter how long ago it occurred. The question on the TA6 form is direct and there is no time limit.

This is a key document issued by a qualified structural engineer after a property has been repaired. It certifies that the work has been done to the required standard and the building is structurally sound. It is essential for mortgage lenders and future buyers.

When considering the cost of repairs, it's important to weigh it against the potential loss in property value. The exact Geobear cost in the UK depends on the scale of the problem.

We provide a full assessment and a clear quotation, so you know exactly where you stand. Our solutions include a long-term, 10-year insurance-backed guaranteed.

Have more questions?

Don't let subsidence worries hold you back. Our team is here to give you the clear answers and effective solutions you need.

Contact us today
Bear pointing Bear pointing