A certificate of structural adequacy (CSA) is a document issued following the completion of remedial works for subsidence.
The certificate will include,
- Terms of Appointment,
- Description of damage to the property,
- Cause of damage to the property,
- Mitigation measures,
- Description of the works completed.
A Chartered or Structural Engineer signs off the work, and this confirms that the works have been completed exercising reasonable skill, care, and diligence.
Why is it important?
A certificate of structural adequacy can improve your chances of obtaining home insurance, including subsidence cover and a mortgage. Mortgage Providers are likely to refuse a property where there is an active subsidence issue, so the document is useful where you are looking to buy or sell a property with a history of subsidence.
Is there anything else I should know?
Yes. Many homeowners worry that subsidence will devalue their property, but having a certificate of structural adequacy can help retain the value of a property. It shows that the subsidence problem has been dealt with.
Do Geobear provide CSAs?
Yes, Geobear can provide a certificate of structural adequacy with our residential works. This comes alongside a 10 year insurance backed guarantee.
